No hard pulls | No personal guarantees | up to $5m

Power Your Growth With Rapid &
Flexible Capital

No personal guarantee, no credit checks, and funding in under 72 hours—access up to $2M.

Trustpilot: Excellent (★★★★★)
Business professional at work

A Simple Process to Secure Your Funding

1

Complete Your Application in Minutes

Submit our fast, secure form—no extensive paperwork or complicated steps required.

2

Get an Immediate Match

Our advanced engine pairs you with the most suitable funding options for your business.

3

Access Your Funds

Once approved, receive your capital in as little as 24 hours.

Why Companies Prefer ApprovalHQ

Accelerated Approval

Receive a decision in under 24 hours through our streamlined review.

No Personal Guarantee Required

Safeguard personal assets with business-only financing.

No Personal Credit Checks

Eligibility is not contingent on personal credit scores.

Dedicated Expert Support

Access knowledgeable guidance at every stage of the process.

Professional business team
Collaborating business team

A Trusted Partner in Your Business Growth

Flexible business financing that delivers the capital you need to thrive—fast, transparent, and without the usual friction.

At ApprovalHQ, we streamline access to capital. By aligning business owners with the right financing solutions, we empower companies of every size to expand, innovate, and scale.

Flexible Financing Options Tailored to Your Business

1
Term Loans (2–10 Years)

Long-term capital at competitive rates for significant investments and growth initiatives.

2
Business Lines of Credit

On-demand access to working capital with transparent, competitive pricing.

3
Equipment Financing

Purpose-built funding for equipment and machinery acquisitions.

4
Purchase Order Financing

Finance confirmed orders to cover production and delivery prior to customer payment.

5
Invoice Factoring

Accelerate cash flow by advancing funds against eligible receivables.

6
Commercial Real Estate Loans

Financing for the acquisition or refinancing of income-producing properties.

7
Bridge Loans (3–24 Months)

Short-term capital to manage timing gaps and transitional financing needs.

8
Debt Consolidation

Streamline obligations into a single facility to improve cash-flow management.

How We Compare

Feature
Other Lenders/Banks
APPROVALHQ
Funding Speed
3–6 weeks
~48 hours
Impact on Credit
Hard inquiry that may lower credit score
No minimum FICO—550+ OK (soft inquiry only)
Collateral & Guarantees
Collateral and personal guarantees typically required
No collateral required and only 550+ FICO needed
Repayment Terms
Rigid schedules; prepayment penalties common
Flexible terms with no prepayment penalties
Eligibility Criteria
High personal FICO and extensive financial history
Business bank account; $10k+ monthly revenue; 550+ FICO accepted
Application Experience
Substantial paperwork and in-person visits
Streamlined 5-minute online application
Decision Speed
Up to 6 weeks
Same-day decisions
Transparency
Opaque pricing and hidden fees
Full fee transparency—no hidden charges
Support
Limited availability and responsiveness
Round-the-clock dedicated support
Hands counting cash beside a calculator and business documents

Secure Funding in Three Simple Steps

Qualification is straightforward and efficient. If you meet the following criteria, you’re already on the right path:

1
6+ Months in Operation
2
$10K+ in Monthly Revenue
3
500+ FICO Score

Don’t meet every criterion? We can still explore options.

What Clients Say
About ApprovalHQ

Dr. Danielle R. (Operations Director)

Dr. Danielle R. (Operations Director)

Clinic Operations Director

"
ApprovalHQ was patient and solutions-focused. Even with a short operating history, they identified a structure that fit our needs. Their persistence and guidance made all the difference.
Caleb D.

Caleb D.

Fitness Franchise Owner

"
ApprovalHQ moved quickly when timing was critical. From first call to funds in our account took about three days—efficient, clear communication, and highly professional.
Maya L.

Maya L.

Restaurant Group Owner

"
The ApprovalHQ team went above and beyond to secure the right credit line. They stayed with it until the fit was perfect—responsive, streamlined, and a pleasure to work with.
Dr. Danielle R. (Operations Director)

Dr. Danielle R. (Operations Director)

Clinic Operations Director

"
ApprovalHQ was patient and solutions-focused. Even with a short operating history, they identified a structure that fit our needs. Their persistence and guidance made all the difference.
Caleb D.

Caleb D.

Fitness Franchise Owner

"
ApprovalHQ moved quickly when timing was critical. From first call to funds in our account took about three days—efficient, clear communication, and highly professional.
Maya L.

Maya L.

Restaurant Group Owner

"
The ApprovalHQ team went above and beyond to secure the right credit line. They stayed with it until the fit was perfect—responsive, streamlined, and a pleasure to work with.
Dr. Danielle R. (Operations Director)

Dr. Danielle R. (Operations Director)

Clinic Operations Director

"
ApprovalHQ was patient and solutions-focused. Even with a short operating history, they identified a structure that fit our needs. Their persistence and guidance made all the difference.
Caleb D.

Caleb D.

Fitness Franchise Owner

"
ApprovalHQ moved quickly when timing was critical. From first call to funds in our account took about three days—efficient, clear communication, and highly professional.
Maya L.

Maya L.

Restaurant Group Owner

"
The ApprovalHQ team went above and beyond to secure the right credit line. They stayed with it until the fit was perfect—responsive, streamlined, and a pleasure to work with.

Frequently Asked Questions

Fund Big Ambitions and Bigger Results

Whether you need $10,000 or as much as $35 million, ApprovalHQ supports your growth with fast, scalable solutions.

Professional reviewing business dashboards and growth metrics

Check Your Eligibility in Minutes